Terms

Terms of use

Susman Insurance Agency, a licensed California insurance business (License 0B75129), runs this website. It supplies facts about life insurance and a tool for getting quotes from carriers based on your input.

Quotes are estimates. The rates shown come from carriers based on your rate class and are for reference. They do not constitute an offer, a locked-in cost or a guarantee of acceptance. Underwriting by the carrier sets the final cost, tier and eligibility; what the carrier issues and its terms are what matter.

No binding coverage here. Asking for a quote, submitting an application or filling out a contact form doesn't create a policy. A policy begins only when a carrier issues one and you take it and remit payment.

Availability. Products, insurers and pricing shift by location and person and can shift at any time. California residents are the focus for quotes shown.

Information. Content on this site gives general guidance and is not legal, financial or tax counsel. Talk to a qualified advisor before making important choices.

Third-party platform. The apply section brings in a secure application system run by a third party on its own conditions.